Self-help groups are started by non-profit organizations (NGOs) that generally have broad anti-poverty agendas. Self-help groups are seen as instruments for a variety of goals including empowering women, developing leadership abilities among poor people, increasing school enrolments, and improving nutrition and the use of birth control. Financial intermediation is generally seen more as an entry point to these other goals, rather than as a primary objective. This can hinder their development as sources of village capital, as well as their efforts to aggregate locally controlled pools of capital through federation, as was historically accomplished by credit unions. A self-help group is generally known as (SHG) is a village-based financial intermediary usually composed of between 10-15 local women. Most self-help groups are located in India. Members make small regular savings contributions over a few months until there is enough capital in the group to begin lending. Funds may then be lent back to the members or to others in the village for any purpose. In India, many SHGs are 'linked' to banks for the delivery of micro credit. A Self-Help Group (SHG) is a registered or unregistered group of micro entrepreneurs having homogenous social and economic backgrounds, voluntarily coming together to save regular small sums of money, mutually agreeing to contribute to a common fund and to meet their emergency needs on the basis of mutual help. This system eliminates the need for collateral and is closely related to that of solidarity lending widely used by micro finance institutions. To make the bookkeeping simple enough to be handled by the members, flat are used for most loan calculations. An economically poor individual gains strength as part of a group. Besides, financing through SHGs reduces transaction costs for both lenders and borrowers. While lenders have to handle only a single SHG account instead of a large number of small-sized individual accounts, borrowers as part of an SHG cut down expenses on travel (to & from the branch and other places) for completing paper work and on the loss of workdays in canvassing for loans. On self help group our volunteers help for training for the clothes teaching, embroidery, beauty parlor likely.
So knowledge and education is necessary for ant type of work and through the self help group a lady can help herself with women society. According to Mahatma Gandhi, “If you educate a man you educate an individual, but if you educate a woman you educate an entire family.” Our predominant patriarchal system doesn’t provide enough chances for women to have higher education even if they wish. Girls should be motivated to take up higher education. Universal education for all below 14 years should be strictly implemented. There is an urgent necessity of framing gender sensitive curricula at all stages of primary education to address sex-stereotyping menace. Women should be allowed to work and should be provided enough safety and support to work. Legislatures such as Equal Remuneration Act, Factories Act: Constitutional safeguards such as maternity relief, and other provisions should be strictly followed. Poverty eradication policies need to be implemented. Macro economic policies would help in this drive. Through economic empowerment women’s emancipation could be realized.
Dowry still remains the major reason for all the discrimination and injustice shown to women. Dowry has always been an important part of Hindu marriages. Not only among Hindus, its evil tentacles are now spreading to other religions also. Although dowry was legally prohibited in 1961(Dowry Prohibition Act), it continues to be highly institutionalized. It is ridiculous to see that even among highly educated sections, the articles of dowry are proudly exhibited in the marriage as a status symbol. The practice of dowry abuse is rising in India. The most severe is “bride burning”, the burning of women whose dowries were not considered sufficient by their husband or in-laws. Most of these incidents are reported as accidental burns in the kitchen or are disguised as suicide. It is evident that there exist deep-rooted prejudices against women in India. Cultural practices such as these tend to subordinate women in our society. Dowry is one of those social evils that no educated woman will own up with pride; still many are adhering to it, why? Women should be more economically empowered and should be educated properly regarding the various legal provisions such as Section 498ACrPC, protection from domestic violence etc. only then only this evil menace could possibly be eradicated from Indian social system. Mainstreaming and women’s empowerment is central to human development. Empowerment of women could only be achieved if their economic and social status is improved. This could be possible only by adopting definite social and economic policies with a view of total development of women and to make them realize that they have the potential to be strong human beings.
But despite all these measures there should be a strong determination among every man that every woman in this country should be honored. Only then empowerment in its true meaning will be realized. So the self help group is the main women empowerment and Navjivan Foundation from 2003 give importance and its more programme on the women empowerment On recent organization has great self help group and all of are the members of Navjivan Foundation. The ladies with fulfill their jobs give time for the social service and promote other ladies for making the member of their group. With in these group they have arrange funds, clothes and donate in the area of camps.